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Key Fund

Summary: Our central mission is to provide finance – flexible loans and grant/loan packages – to help community and social enterprises to start-up, become sustainable, or grow. It’s not just about the money. It’s also about providing the right kind of support to help our investees have the best possible chance of success.

About Key Fund

We invest in community and social enterprises who have traditionally been excluded; turned down by mainstream banks and building societies. Particularly those in disadvantaged areas.

Key Fund believes in the power of people to find solutions to the challenges facing their communities. Our mission is to remove barriers to finance.

We give loans and grants to people and enterprises that make a big impact, tackling social and environmental issues in the heart of their communities. You could change a few lives, or transform many. We support all sectors and services under the alphabet, from the Arts to Zoology.

Our offer

  • Support with your application
  • Flexible loan packages
  • Flexible grant and loans packages
  • Dedicated support and aftercare

Who we fund

You share our values. Just as we reinvest our profits back into helping other community and social businesses, your enterprise will have a positive social impact at its heart.

Sectors we invest in include:

  • Creative
  • Health
  • Digital
  • Housing
  • Eco
  • Education & Training

What we fund

Key Fund can support a range of activities, from restoring a derelict building to buying equipment or meeting start-up costs. If you're an existing enterprise that needs to adapt and shift its focus or create a new service, we can help with immediate cash-flow problems or working capital until you're on your feet.

From Derby to the borders of Scotland, we can provide investment of between £5,000 and £150,000 to support:

  • Working capital to pay for staff or overheads
  • Growth and development
  • Contributing to the purchase and renovating of buildings

Are you eligible?

Business with a Social Backbone

  • You are, or intend to form a legal company
  • You have a direct social mission at the heart of your enterprise
  • You have been turned down by other lenders
  • You are based in the North/Midlands

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